It’s easy to go overboard when it comes to snacking during the Super Bowl. Studies show that Americans eat about 44 percent more in social settings than when dining alone. It is recommend to use salad bowls and plates for main dishes and going easy on or entirely skipping fatty dips and chips, which pack a lot of calories in a small serving. Here are some recommendations for a healthier Super Bowl snacking experience.
Fig and goat cheese dip
- - 10 oz. dried Calimyrna figs
- - 22 oz. goat cheese
- - 16 oz. low-fat Greek yogurt
- - ½ cup honey
Cut stems off figs and place in food processor. Process until well chopped. Add remaining ingredients and process until smooth, occasionally scraping the sides of the bowl. Serve chilled with multigrain crackers or sweet potato baked chips.
Veggie tray with hummus
- 1 16 oz can of chickpeas or garbanzo beans
- 1/4 cup liquid from can of chickpeas
- 3-5 tablespoons lemon juice (depending on taste)
- 1 1/2 tablespoons tahini
- 2 cloves garlic, crushed
- 1/2 teaspoon salt
- 2 tablespoons olive oil
Drain chickpeas and set aside liquid from can. Combine remaining ingredients in blender or food processor. Add 1/4 cup of liquid from chickpeas. Blend for 3-5 minutes on low until thoroughly mixed and smooth.
Simply set out baby carrots, broccoli flowerets, cucumber slices, cherry tomatoes and red peppers with your favorite hummus.
Stuffed mushroom caps
- 12 mushrooms
- ¼ cup chopped walnuts
- ¼ cup grated parmesan cheese
- ¼ cup couscous
- 2 cloves garlic
- 2 tablespoons olive oil
Remove stems from mushrooms; simmer the mushroom caps in olive oil and garlic. Stuff with a mixture of walnuts, Parmesan cheese and cooked couscous.
Grilled tomato and Swiss cheese sandwiches on whole wheat bread
Add lettuce and spicy mustard for a little extra zest. Cut sandwiches into halves or quarters and serve.
Fruit tray with low-fat yogurt dip
Serve apples, pineapples, cantaloupe, kiwi, oranges, papayas and blackberries on a platter with low-fat vanilla yogurt for dipping.
Smoked salmon and low-fat cream cheese on whole grain crackers
Spread a dab of low-fat cream cheese on your favorite whole grain cracker and top with a sliver of smoked salmon.
Guacamole with veggie dippers
- Peeled, mashed avocados
- Diced tomatoes
- Garlic
- Lemon or lime juice
- Onion
- Diced cilantro
Opt for serving celery sticks, baby carrots, cucumber spears or whole wheat pita over low-nutrient tortilla chips.
Homemade trail mix
Go nuts and make your own trail mix with pistachios, macadamia nuts, walnuts, cashews, almonds, dried apricots, dried cherries, dried cranberries and golden raisins. Add mini pretzels and dark chocolate chips for a hint of sweetness.
Popcorn
Prepare your popcorn on the stove with canola oil or by using an air popper and place in small servings in baskets. Spray popcorn lightly with an oil mister and add healthy spices like cinnamon or herbs for extra flavor
Burgers
Steer clear of greasy fast food burgers and try garden burgers or salmon burgers instead for your Super Bowl soiree. Serve with 100 percent whole grain buns and low-fat cheese and top with mustard, lettuce, tomatoes, onions and pickles. Serve with baked sweet potato fries.





































Reality Check: Optimistic Housing Market Outlook!
Here is an analysis of what to expect in the 2012 housing market. It is accompanied by photos of my home, Truckee, CA. Call me today to explore the opportunity of becoming a member of our beautiful community.
Truckee Hiking
Frozen Donner Lake
Introduction
While the housing market had its challenges in recent years, there could be reason for optimism as we begin the new year. Some of the nation’s top housing economists believe that the worst of the downturn may be over, and predict we’ll see gradual improvement in home sales and prices this year. That would be good news for both home sellers as well as potential buyers, many of whom have been sitting on the sidelines waiting for confirmation that the real estate market is truly on the mend before they take the plunge and buy. Lawrence Yun, chief economist of the National Association of Realtors, said in his annual forecast that home sales should be stronger in 2012. “There is a sizeable pent-up demand based on population growth, employment levels and a doubling-up phenomenon that can’t continue indefinitely,” he said in a NAR news release. “This demand could quickly stimulate the market when conditions improve.” Housing demand will also be driven by the health of the nation’s overall economy and the job market, Yun said. He forecasts GDP growth will finish at 1.8 percent for 2011 and then rise moderately to 2.2 percent in 2012. Additionally, Yun expects job growth of 1.7 to 2.2 million this year and the unemployment rate to fall to 8.7 percent in the second half of 2012.
Truckee Rock Climbing
Truckee River in Winter
Truckee River in Summer
Housing Affordability High
For homebuyers, housing affordability right now is as good as it has been in decades as a result of near record low mortgage interest rates and reduced home prices in many markets. NAR expects those conditions to continue for much of this year. Average mortgage interest rates for the week of January 16, for example, stood at 3.88 percent for a 30-year conforming fixed rate loan and 3.22 percent for a 15-year fixed rate loan, according to Bank Rate Monitor, the widely followed financial publishing website. “Housing affordability conditions, based on the relationship between median home prices, mortgage interest rates, and median family income, have been at a record high,” Yun said. “Very favorable affordability conditions will dominate (2012) as well, which will probably be the second best year on record dating back to 1970,” he noted. “Our hope is that credit restrictions will ease and allow more home buyers to take advantage of current opportunities.”
Truckee Stand Up Paddle
Old Highway 40 Bridge
Rates Keeping Payments Low
Lower interest rates on top of more affordable home prices can make a big difference for first-time homebuyers. For someone purchasing a $500,000 home, putting 20 percent down and borrowing $400,000, that average 30-year fixed rate mortgage of 3.88 percent translates into monthly principal and interest payments at $1,882 today. If that same home were to climb even 10 percent in price and mortgage rates increased just one percentage point, it may be harder for many first-time buyers to qualify. Borrowers would be looking at a monthly payment $500 higher than they have today in that scenario. The combination of low interest rates on top of affordable home prices offers buyers a window of opportunity to jump into the market, whether they are first-time buyers looking for a starter home, someone hoping to move up to a larger property or a family considering the vacation home of their dreams.
Truckee Shredding
Truckee Downtown in Summer
Truckee Downtown in Winter
Home Sales To Rise in 2012
NAR economists believe favorable market conditions and an improving economy will lead to an increase in home sales in 2012. The organization forecasts existing-home sales will rise 4 to 5 percent this year after increasing about 1 percent in 2011. On the new home front, NAR expects sales to jump from a record low 302,000 units in 2011 to 372,000 in 2012. Housing starts are forecast to rise 8 percent to 630,000 this year as well. With the inventory of homes declining in many areas, consumers can expect to see home prices gradually begin to rise again this year, NAR said. “Given an over-correction in prices, there likely will bemoderate appreciation in 2012,” Yun said. “Once home prices turn positive on a sustained basis, consumer confidence will rise and help the broader economy to improve,” he
added. NAR isn’t alone in its assessment of a market turnaround. Noted housing economist Liz Ann Sonders of Charles Schwab said in a recent report that “we’re seeing a light at the end of the housing tunnel.” The senior vice president and chief investment strategist for Schwab pointed out that the pending-home-sales index surged more than 7% last month to its best level since April 2010. “At that point, housing was artificially supported by the homebuyer tax credit,” she said in her new economic forecast. “The last time that pending sales were at the current level without government support was June 2007.” Adding to the optimism, Sonders said in her report, was the fact that the latest construction spending report was well ahead of expectations with most of the gains in private housing.
Truckee Sunset
Truckee Farmers Market
California Housing Outlook
Leslie Appleton-Young, Senior Vice President and Chief Economist for the California Association of Realtors, believes the Golden State’s housing market will also improve this year, although the recovery will be gradual. Appleton-Young is calling for a 1 percent increase in sales in California to 496,200 this year following essentially flat sales in 2011. “The most likely scenario is for the modest recovery to continue, and this should push sales up slightly next year and maintain levels that are significantly higher than those recorded during the depths of the housing downturn,” she said in her report. While no one knows for sure what will happen to the housing market in the coming year, many analysts agree that things are getting better. One important indicator – pending home sales – saw a year-overyear increase for the seventh straight month in November, according to CAR. And closed sales were up for the fifth consecutive month as well. An improving job market and overall economy could translate into a rebound for the housing market as well. So if you have been holding off buying a home, this may be the year you’ll want to jump back into the market while prices, interest rates and overall affordability are still in your favor.